Mortgage firm claims a third of landlords to expand their portfolios this year and that most are untroubled by Renters’ Rights Bill.

Landlords are much more optimistic than expected about the BTL market in 2025 with 36% planning on expanding their portfolios and just 9% expecting to reduce them says Market Financial Solutions‘ CEO Paresh Raj (pictured).

The specialist lender’s survey also found that 43% of the landlords surveyed said that they believe rental yields will improve in the coming year and another 54% expect house prices to rise in the next 12 months, although 39% believe prices will remain largely the same.

Another unexpected finding
In another unexpected finding, when the survey’s 300 landlords were asked about what their biggest concerns for the rental market were, the number one item was not the Renters’ Rights Bill, which was fourth on the list (27%). First was tenants’ ability to keep up with their rental payments as a result of the higher cost of living (41%).

The next two places were taken up by political concerns over how Labour might impact the housing market (35%) and the current global economic and political turbulence (28%).

It is encouraging to see landlords expressing such confidence in the UK buy-to-let market.”
Then came the RRB, which was tied with slowing rental price growth and declining rental yields (both at 27%).

Raja said: “It is encouraging to see landlords expressing such confidence in the UK buy-to-let market, with many actively looking to expand their portfolios.

“This reflects the resilience of the sector and the continued demand for rental properties despite much speculation around landlords selling up.

“However, the risks identified in our research demonstrate the need for landlords to avoid complacency when managing their portfolios.

“New regulations, economic fluctuations, and affordability concerns for renters will likely all play a role in shaping landlords’ investment strategies in the months ahead.”

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